Majesty

Budget

This calculator will help you work out your monthly budget. Be very conservative and enter your proposed loan re-payments. Remembering, you have to make these re-payments on an on-going basis.

Income

	Amount	Period	Monthly	Annual
Salary / Earnings after tax	$		$	$
Rental (net)	$		$	$
Investment Dividends	$		$	$
Investment Interest	$		$	$
Other regular income (net)	$		$	$
Family allowance	$		$	$
Total Income			$	$

Expenditure
Household	Amount	Period	Monthly	Annual
Rent / Mortgage	$		$	$
Other Loan Repayments	$		$	$
Rates	$		$	$
Body Corporate	$		$	$
Electricity / Gas / Heating	$		$	$
Telephone and tolls	$		$	$
Internet	$		$	$
Cable / Satellite TV	$		$	$
Home maintenance / repairs	$		$	$
Household help (cleaning / gardening)	$		$	$
Mobile phone	$		$	$
Other	$		$	$
Transport	Amount	Period	Monthly	Annual
Fuel / Oil	$		$	$
Repairs / Maintenance / WOF	$		$	$
Vehicle Registration	$		$	$
Parking / Trains / Taxis / Buses	$		$	$
Insurance	$		$	$
Family	Amount	Period	Monthly	Annual
Food	$		$	$
Clothing / shoes	$		$	$
Personal / Pharmacy / Grooming	$		$	$
School Fees	$		$	$
Childcare	$		$	$
Doctor / Health	$		$	$
Medical Insurance	$		$	$
Dentist	$		$	$
Other	$		$	$
Personal	Amount	Period	Monthly	Annual
Entertainment e.g books, CDs, movies	$		$	$
Newspapers/magazines	$		$	$
Holidays	$		$	$
Subscriptions / Memberships (eg. sports clubs)	$		$	$
Other	$		$	$
Other	Amount	Period	Monthly	Annual
Gifts / Donations	$		$	$
Other insurance (eg. Life, income protection, accident)	$		$	$
Regular Investments	$		$	$
Current regular savings	$		$	$
Superannuation	$		$	$
Other	$		$	$
Other	$		$	$
Total Expenditure			$	$



Money you could save			$	$

Contact us and we will advise you on how to effectively structure your debt so additional savings can help re-pay your loan faster. This could potentially save you thousands in interest costs.